Home > Insurance > 7 Easy Ways To Slash Your Auto Insurance Costs > NY

Save on Car Insurance Costs New York

7 Easy Ways To Slash Your Auto Insurance Costs

by Neil Stelling

The law requires you buy auto insurance. So if you must get coverage, how can you reduce costs? Here's 7 easy ways to get the best possible New York auto insurance deal.

Multiple Quotes
Get multiple quotes - use the internet and call a few New York brokers. It's easy to gather some good comparison quotes.

Remember to get different types of quotes e.g one from a direct-sell insurance company; another from an offline broker who keeps a database of quotes; and a couple from the internet.

Cheapest might not mean best. Will they pay out if you make a claim? How financially secure? How reputable? Check around with family and friends, and look for online reviews.

Different Type of Car
Insurance costs vary depending on car type. Obviously, that $100k sports model costs more to insure than your average runabout. If you're planning to buy a new car, check New York insurance costs before you buy. I once set my heart on a beautiful, high performance, highly tuned Pontiac.

Luckily I checked the auto insurance before I bought it, because I couldn't get insurance. Every broker, every insurance company flat turned me down because I lived in a high car-crime area. So I had to forget the car of my dreams until I moved up-town.

Age and Value of Car
Maybe you're buying a used car ? Maybe your car saw better days a few years ago, and now values much lower? So why pay for high-priced New York auto insurance ? In particular, do you still need fully comprehensive coverage?

A good rule of thumb multiplies insurance premium by 10, and compares that figure with your car value. So if you're quoted $1000 premium and your car is worth less than $10,000 you may want to think if comprehensive represents good value. If you drop collision and/or comprehensive coverage, you should get big savings.

Continue Article...

Related Articles

Short Term Insurance New York
Homeowners Insurance New York
Small Business Insurance New York
Insurance Agencies New York
Recreational Boat Insurance New York
Affordable Car Insurance New York
Renters Insurance New York

Regional Articles

Top Local Results
for "Car Insurance"
in Saratoga Springs, NY

Bissonette, Bob - State Farm Insurance Agent
440 Maple Ave
Saratoga Springs, NY
(518) 587-6483

Murphy, Michael A - State Farm Insurance Agent
24 Hamilton St, Ste 6-A
Saratoga Springs, NY
(518) 581-8240

MICHAEL MURPHY INSURANCE AGENCY
195 Washington St
Saratoga Springs, NY
(518) 584-1715

Allstate Insurance Company - Thomas McCurry
617 Maple Ave
Saratoga Springs, NY
(518) 306-5315

State Farm Insurance - Nicole Dellaporta
3303 Route 9
Saratoga Springs, NY
(518) 587-0136

Allstate Insurance Company - Richard Hill
133 Ballston Ave
Saratoga Springs, NY
(518) 583-9457

Ramsdill, Dione L - State Farm Insurance Agent
3076 Route 50, Ste 3
Saratoga Springs, NY
(518) 633-4936

Allstate Insurance Company - David Vogel
7 Wells St
Saratoga Springs, NY
(518) 584-6565

Car Insurance

Saratoga Springs, NY

Metlife Auto & Home Agents: Todd H & William S
415 Geyser Rd
Ballston Spa, NY
(518) 584-8449

Cheap Auto Insurance

Saratoga Springs, NY

Hoffman, Sherry - State Farm Insurance Agent
418 Geyser Rd
Ballston Spa, NY
(518) 580-1181

AAA Northway
26 West Ave
Saratoga Springs, NY
(518) 587-8449

Metlife Auto & Home
415 Geyser Rd
Ballston Spa, NY
(518) 584-8449

Hoffman Sherry Ann - State Farm Insurance Agent
418 Geyser Rd
Ballston Spa, NY
(518) 633-1148